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HomeMy WebLinkAbout2012-03-12-Meeting Agendawww.augustaga.gov Finance Committee Meeting Commission Chamber- 3/12/2012- 12:55 PM FINANCE 1. Approve coverage of Public Official Liability Insurance with Landmark American Insurance company for $64,948 for April 19, 2012 to April 19, 2013. Attachments 2. Discuss disparity pay of firefighters with possible utilization of a compensation specialist. (Requested by Commissioner Jackson) Attachments 3. Motion to discuss/approve revised pay schedule for Board of Equalization's Hearing Officer. (Requested by the Clerk of Superior Court) Attachments 4. Approve Supplemental Agreement to the FY 2012 Metropolitan Transportation Planning Services Contract. Attachments Finance Committee Meeting 3/12/2012 12:55 PM Continue Purchasing Public Official Liability Insurance Department:Finance/Risk Managment Division Caption:Approve coverage of Public Official Liability Insurance with Landmark American Insurance company for $64,948 for April 19, 2012 to April 19, 2013. Background: Current coverage has a $2,000,000 liability limit with an SIR (self insured retention) of $250,000 for each claim Public Officials and $250,000 each claim Employment Practices Liability. Public Official Liability provides coverage for "wrongful acts" of the public entity and wrongful acts of individuals who act on behalf of the entity. A wrongful act means any actual or alleged breach of duty, neglect, errors, misstatements, misleading statements, omissions or employment practices violation by an insured solely in the performance of duties for the public entity. Augusta-Richmond County has maintained continuous coverage since 1997. Acceptance of coverage gives additional protection to the assets of public officials. Public Official Liability (POL) coverage is claims made coverage which means any claim which may be covered would need to be filed during the policy period. Analysis: Financial Impact:J. Smith Lanier & Company secured 4 quotes for this coverage. These quotes provide $2,000,000 in coverage with a $250,000 SIR (self insured retention). Quotes were received from Landmark American Insurance an A XII rated carrier (current carrier and none committed) for a premium of $64,948; Darwin Insurance Co. an A XV rated carrier for a premium quote of $71,443; ACE Insurance Co. an A+XI rated carrier for a premium quote of $96,389; Allied World Assurance an A XV carrier with a premium quote of $ 112,300. Alternatives:Rely totally on available funds for the payment of any judgments which may be rendered directly against entity's public officials.Cover Memo Item # 1 Recommendation:Approve coverage quoted by Landmark American Insurance Company for a one year period for a premium of $ 64,948 for $2,000,000 in coverage and $250,000 SIR. Coverage includes Augusta Commission, Augusta Regional Airport Authority and Solid Waste Management Authority. Funds are Available in the Following Accounts: 611-01-5212 REVIEWED AND APPROVED BY: Finance. Law. Administrator. Clerk of Commission Cover Memo Item # 1 PROPOSAL OF INSURANCE AND RISK MANAGEMENT Prepared for: Augusta, Georgia Augusta Regional Airport Authority Solid Waste Management Authority Policy Period: 4/19/12 to 4/19/13 Prepared by: Phil Harison, Jr. Vice President Attachment number 1 \nPage 1 of 5 Item # 1 PREMIUM SUMMARY INSURANCE CARRIER Best Rating Premium Landmark American Insurance Co. A XII $64,948 Darwin Insurance Company A XV $71,443 ACE Insurance Co. A+ XI $96,389 Allied World Assurance Co. A XV $112,300 Terms and Conditions: Public Officials Liability Limit: $2,000,000 (Annual Aggregate, defense costs are in addition to the limit) Retention: $250,000 Each Claim Public Officials $250,000 Each Claim Employment Practices Liability Prior and Pending Litigation Backdated to: 04/19/97 for Augusta, GA 04/19/03 Augusta Regional Airport Authority 08/01/04 Solid Waste Management Authority Landmark American - 2011 year expiring premium was $64,948. Darwin Insurance Co. – Completed and signed original Darwin application and copy of employee handbook. 2011 audited financials also needed. Allied World Assurance Co – Completed and signed original AWAC application and copy of employee handbook. 2011 audited financials also needed. ACE Insurance Co. – Completed and signed original Public Officials application completed and signed claims supplemental form and copy of employee handbook. 2011 audited financials. Attachment number 1 \nPage 2 of 5 Item # 1 A.M. BEST RATING SCALE Used with Permission of A.M. Best Company, Inc. Attachment number 1 \nPage 3 of 5 Item # 1 DISCLAIMER Proposal J. Smith Lanier & Co. thanks you for the opportunity to discuss your insurance and risk management program. This summary is a brief overview of that program and is based on the exposure information you provided. Please refer to the policies for complete terms, conditions, limitations, definitions, and exclusions. We have evaluated your exposures to loss and developed this proposal based upon the information that you have provided to us. If you are aware of other areas of potential exposure that need to be evaluated or of additional information of which we should be aware prior to binding of coverage, please bring the other areas or additional information to our attention as soon as possible. Should any of your exposures change after coverage is bound, please notify us immediately. Client Contracts In the event that you enter into a contract that has specific insurance requirements, J. Smith Lanier & Co. will review your contract, but only in regards to the insurance requirements of the contract. The scope of our review will be to determine if the current insurance program which you have placed through our agency addresses the types and amounts of insurance coverage referenced by the contract. We will identify the significant insurance obligations and will provide a summary of the changes required in your current insurance program to meet the requirements of the contract. Upon your authorization, we will make the necessary changes in your insurance program. We will also be available to discuss any insurance requirements of the contract with your attorney, if desired. In performing a contract review, J. Smith Lanier & Co. is not providing legal advice or a legal opinion concerning any portion of the contract. In addition, J. Smith Lanier & Co. is not undertaking to identify all potential liabilities that may arise under any such contracts. A contract review is provided solely for your information and should not be relied upon by third parties. Any descriptions of the insurance coverages are subject to the terms, conditions, exclusions, and other provisions of the contract and of the insurance policies and applicable regulations, rating rules or plans. Compensation Disclosure (Including New York Regulation 194 Disclosure) J. Smith Lanier & Co. is an insurance producer domiciled in the State of Georgia and licensed to sell insurance in additional states (including New York). Our licensed insurance producers are authorized by law to confer with you regarding the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. Our role in any particular insurance transaction typically involves one or more of these activities. Except in cases where J. Smith Lanier & Co. has a specific fee agreement to receive compensation from a client, we customarily receive compensation from insurers for our professional services in the form of a commission, which normally consists of a percentage of the premium collected by the insurers. Attachment number 1 \nPage 4 of 5 Item # 1 AUTHORIZATION TO BIND Named Insured: Augusta, Georgia; Augusta Regional Airp Choose the appropriate option: I hereby authorize J. Smith Lanier & Co. to bind my coverage per the terms and conditions outlined in this Proposal. ____________________________________ _________________________ Authorized Signature Date I hereby authorize J. Smith Lanier & Co to bind my coverage with changes as stated below. I understand these changes may result in possible additional underwriting requirements or more/less premium. _____________________________________________________________________________________ _____________________________________________________________________________________ _____________________________________________________________________________________ _____________________________________________________________________________________ _____________________________________________________________________________________ _____________________________________________________________________________________ _____________________________________________________________________________________ ____________________________________ ____________________________ Authorized Signature Date Attachment number 1 \nPage 5 of 5 Item # 1 Finance Committee Meeting 3/12/2012 12:55 PM Firefighers Pay Disparity Department:Clerk of Commission Caption:Discuss disparity pay of firefighters with possible utilization of a compensation specialist. (Requested by Commissioner Jackson) Background: Analysis: Financial Impact: Alternatives: Recommendation: Funds are Available in the Following Accounts: REVIEWED AND APPROVED BY: Cover Memo Item # 2 Finance Committee Meeting 3/12/2012 12:55 PM Hearing Officer Department: Caption:Motion to discuss/approve revised pay schedule for Board of Equalization's Hearing Officer. (Requested by the Clerk of Superior Court) Background:The Augusta Commission on July 19, 2011 approved the Hearing Officer pay at $25.00 per day. Analysis:This action could possible conflict with state law if more hours are needed during the hearing,which states each hearing officer "shall be paid at a rate of not less than $25.00 per hour as determined by the county governing authoirity." O.C,G,A, 48-5-311(e.1)(10). Financial Impact: Alternatives: Recommendation: Funds are Available in the Following Accounts: REVIEWED AND APPROVED BY: Cover Memo Item # 3 Attachment number 1 \nPage 1 of 3 Item # 3 Attachment number 1 \nPage 2 of 3 Item # 3 Attachment number 1 \nPage 3 of 3 Item # 3 Attachment number 2 \nPage 1 of 2 Item # 3 Attachment number 2 \nPage 2 of 2 Item # 3 Attachment number 3 \nPage 1 of 2 Item # 3 Attachment number 3 \nPage 2 of 2 Item # 3 Finance Committee Meeting 3/12/2012 12:55 PM Supplemental Agreement between Augusta, Georgia and the Georgia Department of Transportation Department:Planning & Development Caption:Approve Supplemental Agreement to the FY 2012 Metropolitan Transportation Planning Services Contract. Background:Historically, the Augusta-Richmond County Planning Commission contracted with the Georgia Department of Transportation (GDOT) to provide transportation planning services mandated by Federal law. Given the recent changes to the city code, any future contracts / supplemental contracts for such services will be between Augusta, Georgia and GDOT. The transportation planning services are provided by staff of the Augusta Planning and Development Department, as detailed in the Unified Planning Work Program for the Augusta Regional Transportation Planning Study. Eighty percent (80%) of the cost of such services are paid for with funds from the Federal Highway Administration (FHWA), as passed through GDOT. A twenty percent (20%) local match is required. Analysis:The attached supplemental agreement between GDOT and Augusta, Georgia amends the FY 2012 planning services contract by adding FY 2011 carry over funds in the amount of $162,852.33, for a total contract amount of $772,103.28. The agreement stipulates that the Augusta Planning and Development Department provide the 20% local match and is the agency authorized to use the Federal funds. The additional funds will be used to provide transportation planning for Augusta Regional Transportation Study as outlined in the Unified Planning Work Program. Financial Impact:GDOT is obligated to pay the eighty percent (80%) Federal share of the cost of the program, up to Six Hundred Seventeen Thousand, Six Hundred and Eighty-Two dollars and Sixty-Two cents ($617,682.62). The Augusta Planning and Development Department, as the Metropolitan Planning Organization (MPO), is obligated to provide the 20% local match, up to One Hundred Fifty-Four Thousand, Four Hundred Twenty Dollars and Sixty-Six cents ($154,420.66).Cover Memo Item # 4 Alternatives:Approve or deny the agreement Recommendation:Approve the Supplemental Agreement and authorize the Mayor to sign the same. Funds are Available in the Following Accounts: FUNDS AVAILABLE IN THE FOLLOWING ACCOUNTS:101016310 / 131210258 REVIEWED AND APPROVED BY: Clerk of Commission Cover Memo Item # 4 Attachment number 1 \nPage 1 of 7 Item # 4 Attachment number 1 \nPage 2 of 7 Item # 4 Attachment number 1 \nPage 3 of 7 Item # 4 Attachment number 1 \nPage 4 of 7 Item # 4 Attachment number 1 \nPage 5 of 7 Item # 4 Attachment number 1 \nPage 6 of 7 Item # 4 Attachment number 1 \nPage 7 of 7 Item # 4 Attachment number 2 \nPage 1 of 7 Item # 4 Attachment number 2 \nPage 2 of 7 Item # 4 Attachment number 2 \nPage 3 of 7 Item # 4 Attachment number 2 \nPage 4 of 7 Item # 4 Attachment number 2 \nPage 5 of 7 Item # 4 Attachment number 2 \nPage 6 of 7 Item # 4 Attachment number 2 \nPage 7 of 7 Item # 4